Already claim Pension Credit? Find out more Find out the latest. Savings Credit is extra money if you've got some savings or your income is higher than the basic State Pension.
It's only available to people who reached State Pension age before 6 April You could get up to:. There's nothing to lose by applying, but potentially a lot to gain — and even if you've previously been turned down, it can be worth making a new claim each year. Benefits rates change every year , as can your finances.
Even if you own your home, you may still be eligible for Pension Credit. Nearly 1. You may be eligible for Guarantee Credit if you've reached State Pension age.
This is currently 66 for both men and women but will increase in the future. UK's State Pension calculator. From 15 May there were changes for mixed-aged couples claiming Pension Credit. We have a page to run you through the changes and how they might affect you. Find out more. What is pension credit? What is guarantee credit? What is savings credit?
How do I claim pension credit? Pension credit: FAQ. When can I claim pension credit? The state pension age rises again to age 68 between and Who can you claim pension credit for? Can pension credit be backdated? How is pension credit paid? A claimant is given the option of weekly, fortnightly or four-weekly payments. What if I go into a care home? What if I go abroad? If you leave the country temporarily, your pension credit can continue to be paid as normal, but not for longer than: 4 weeks where the absence is not expected to exceed 4 weeks.
You must intend to return within these periods at the date of departure. Plan your finances. Use our pension calculators to build a financial picture for your retirement. Pension tax relief calculator Pension tax calculator Income drawdown calculator. Make your money go further. Find the best deals, avoid scams and protect your savings and investments. Join Which? Continue reading. State second pension and Serps explained.
How moving into a care home affects your pension and benefits. How much state pension will I get? How do I qualify for state pension? All 6 articles in guide. Pension age loophole closed to combat scammers. Autumn Budget state pension to rise by 3. Related guides in State Pension. MoneyHelper is the new, easy way to get clear, free, impartial help for all your money and pension choices.
Whatever your circumstances or plans, move forward with MoneyHelper. Download app: WhatsApp. For help sorting out your debts or credit questions. For everything else please contact us via Webchat or telephone. Got a pension question? Our help is impartial and free to use. Get in touch online or over the phone on Benefits if you have children Entitlements to help with the cost of pregnancy or bringing up children.
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